whatnot fee calculator

Every fee on one sale, line by line, from whatnot's published schedule.

Where and what

Region

Sets the rate and whether the $1,500 cap applies.

Format

The sale
$

The winning bid.

$

whatnot-funded coupons cost you nothing.

$

Adds a profit line.

Shipping and tax

Who pays shipping

$

Processing still applies to it.

%

Processing applies to it too.

%

A few states tax whatnot's fees: DC, HI, NM, WV on commission; CT, HI, NM, OH, SD, TX, WV on processing. Usually 0.

Your commission tier

Four weeks of sales set the next four weeks' rate. In TCG this tier charges 8.00%. Seller Hub shows your tier.

10% off the commission rate through October 31, 2026.

You keep

$43.99

From a $50.00 item, the buyer paid $58.99.

Taken in fees
$6.01
Take rate
12.0%
Buyer paid
$58.99

Item price
$50.00
Buyer's shipping and tax (not yours)
+$8.99
Commission, 8% of $50.00
-$4.00
Processing, 2.9% of $58.99 + $0.30
-$2.01
Payout
$43.99

Take rate by price

0%20%40%60%$1$5$15$50$100$200$50.00 · 12.0%

Same shipping and tax as above, one item per checkout.


Bundle check: three wins at $50.00

Three checkouts, one box
-$17.75
One $150.00 listing
-$17.14
Extra fixed fees, sold separately
$0.61

Fees are charged per checkout. A smart bundle saves the buyer shipping, and you still pay $0.30 on each win.


If you refund this order

Billed back: payout, buyer shipping and processing
-$50.99
Your loss if the item comes back
-$7.00

You lose shipping and processing. Commission is billed back only if whatnot rules against you in an escalation.


Same rules, different take rates.

12.0%
taken on a $50 card with $4.99 buyer-paid shipping and 8% tax. Commission $4.00, processing $2.01, payout $43.99.
33.5%
taken on a $2 card with the same settings. The 30 cents alone is 15% of the price.
$40
saved on a $2,000 sports card listed in Singles instead of a lot. The cap stops commission at $1,500.

The percentage sellers quote adds up three rules on three different numbers. The calculator shows each one.

8% of the item, 2.9% of the checkout, then 30 cents.

Commission is a share of the item. Processing is a share of everything the buyer paid, plus a fixed fee. The rates stay put. What moves is the item’s size next to the 30 cents.

That’s why a $2 card loses a third of itself and a $200 card loses a ninth.

$0.30

Per checkout. Three wins bundled in one box are still three checkouts.

How the number is built.

The math whatROI runs on every report row. Each line rounds half away from zero, like the report.

basis       = item price − seller-funded coupon
buyer paid  = basis + buyer shipping + sales tax on the item
commission  = rate × min(basis, cap)        8%, or 4% for coins and pallets
processing  = 2.9% × buyer paid + $0.30     2.42% + £/€0.25 in the UK and EU, 2.9% + ¥50 in Japan
payout      = basis − commission − processing − any label you pay
take rate   = (commission + processing) ÷ basis

The cap applies only in capped categories, and never to breaks, rip and ship or surprise products. Tax on fees is left out here.

The schedule, all regions.

Checked against help.whatnot.com, September 2026. Fees are charged per checkout.

RegionCategoryCommissionProcessing
US, CA, AUSports Cards Singles, Trading Card Games, Comics, Toys & Hobbies, Bags & Accessories, Jewelry & Watches8% on the first $1,500, 0% above (since Jan 14, 2026)2.9% of the total order + $0.30
US, CA, AUCoins & Money4% up to $1,500, 0% above2.9% + $0.30
US, CA, AUPallets, wholesale4%, no cap2.9% + $0.30
US, CA, AUEverything else, breaks, rip and ship, surprise products8%, no cap2.9% + $0.30
US, from Sep 21, 2026Tiers by four-week sales: Standard under $15k, then $15k, $35k, $50k, $100k, $250k, $500kTCG and Sports 8% down to 6.5%; Fashion to 4.5%; Other Collectibles to 5%; Other to 4%; Coins 4% to 3.5%. Premier Shop 10% off through Oct 312.9% + $0.30, unchanged
UK, EUMost categories6.67% + VAT, £/€1,500 cap for card categories2.42% + £/€0.25 + VAT; £0.15 under £10 in the UK since Jun 2026
UK, EUCoins & Money4% + VAT2.42% + £/€0.25 + VAT
JapanAll8% + JCT, ¥225,000 cap2.9% + ¥50

Questions after the first payout.

Why did whatnot take 18% of my sale?
It took three things: 8% of the item, 2.9% of everything the buyer paid (shipping and tax included), and 30 cents. On a $5 card with $4.99 shipping and 8% tax, that's $1.00, or 20% of the item. On a $50 card it's $6.01, or 12%. The 30 cents is fixed, so the percentage moves.
Are fees charged on shipping and sales tax?
Processing is. Commission isn't. Processing is 2.9% of the item, shipping and sales tax the buyer paid, plus 30 cents. So the same sale nets a little differently in each state.
What is the $1,500 cap and who gets it?
Commission is 8% on the first $1,500 of the item price and 0% above it. It covers Sports Cards Singles, Trading Card Games, Comics, and Toys and Hobbies since January 14, 2026, and Bags and Accessories and Jewelry and Watches since June 4, 2026. A $2,000 card pays $120 instead of $160. Breaks, rip and ship spots and surprise products don't qualify, and sports cards qualify only in a Singles subcategory. whatnot calls it limited time and hasn't set an end date.
Why do coins and pallets show 4%?
Coins and Money pays 4% up to $1,500 and 0% above. Pallets and wholesale pay 4% with no cap. Everything else pays 8%.
Do giveaways have fees?
No commission or processing. You pay the label, international too, and it comes out of your balance when the giveaway runs. Your balance can go negative. In the weekly report, a giveaway is a row with price 0 and a negative amount: the label.
What happens to tips?
You keep all of it. The buyer pays the processing fee. Tips get their own rows in the weekly report.
Do coupons change the fees?
Only if you fund them. A seller-funded coupon lowers the price, and commission is charged on the lower price. whatnot-funded coupons, like first-time buyer credit and Gems rewards, cost you nothing, and fees apply to the full price.
Why is there tax on my fees?
Some states tax the service. Commission is taxed in DC, Hawaii, New Mexico and West Virginia. Processing is taxed in Connecticut, Hawaii, New Mexico, Ohio, South Dakota, Texas (at 80% of the rate) and West Virginia. The weekly report shows these in their own columns. Set your rate in the calculator's tax on the fees field. It's usually small.
Are fees per shipment or per checkout?
Per checkout. Three wins smart-bundled into one box still pay three fixed fees and three commissions. Bundling saves the buyer shipping. Selling the three items as one listing pays one fixed fee.
Is there a cancellation fee?
Since about March 2026, a seller-initiated cancellation costs $3 or 3% of the order total, whichever is higher. The first one is waived. Cancelled orders don't appear in the weekly report.
What are the new commission tiers?
From September 21, 2026, your sales over four weeks set your commission for the next four. In the US, the Standard tier (under $15,000) is 8%. Trading card games and sports drop a quarter point per tier, to 6.5% at $500,000 or more. Fashion, other collectibles and other categories drop faster. Processing doesn't change. Premier Shops get 10% off the rate through October 31. Pick your tier above; Seller Hub shows which one you're on. The Sell More, Earn More test that began July 16 closed on September 21. If you were on it, your period restarted that day at these rates. Its discount seems to have settled at the end of each period, so this calculator prices every order at the schedule. Rates as low as 3% are custom terms for the highest-volume sellers, outside the tier ladder.
What is different in the UK, EU and Japan?
UK and EU commission is 6.67% plus VAT, with the same £1,500 or €1,500 cap on card categories and 4% for coins. Processing is 2.42% plus £0.25 or €0.25 plus VAT. In the UK the fixed fee has been £0.15 on items under £10 since June 2026. Japan is 8% plus JCT with a ¥225,000 cap, and 2.9% plus ¥50 processing.

Check every sale against this schedule.

whatROI rechecks the fees on every row you import and flags any that don't match. Add your lot cost to see profit per item, show and streamed hour.

Fee schedule checked September 2026. Not affiliated with whatnot. Results are estimates. Your Weekly Orders Report and statements are the record.

More free tools